| There are 5 kinds of Identity Theft but most | | | | recognize a "real" Florida license. In order |
| people are just aware of credit card identity | | | | to assist these employees, the federal |
| theft. That is just 20% of the problem. Here | | | | government made up a little book with the |
| are all 5. | | | | EXACT specs on each state's driver's license. |
| | | | About a week after that book was mailed out |
| 1) Driver's License Identity Theft | | | | to each state's DMV it was already being sold |
| | | | on the internet, spawning a new and very |
| 2) Social Security Number Identity Theft | | | | lucrative business. All a criminal needs is a |
| | | | laptop computer, a printer, a laminator and |
| 3) Character/Criminal Identity Theft | | | | that little book, and they have themselves a |
| | | | very prosperous little criminal enterprise. |
| 4) Medical Identity Theft | | | | The police cannot tell the difference between |
| | | | the "real" license and the fake one. In fact, |
| 5) Financial Identity Theft | | | | they can't tell the difference between the |
| | | | "database you" and the "Real You" that looks |
| You are vulnerable to having your identity | | | | back at you from your mirror! |
| stolen. You have a significant investment in | | | | |
| protecting your good reputation so the last | | | | Driver's License ID Theft often effects your |
| thing you want is for someone to use your | | | | character/criminal Identity. A prostitue |
| driver's license to commit a crime, not show | | | | stole a teacher's purse. She told her |
| up for "your" trial which will result in a | | | | principal and friends about it so everyone |
| bench warrant being issued against you. That | | | | knew it was possible that something bad might |
| is exactly what more and more people are | | | | come of this theft. When a newspaper ran the |
| experiencing as victims of Driver's License | | | | story of the teacher being arrested for |
| Identity Theft. If that were to happen to | | | | prostitution it wasn't hard to explain to her |
| you, you would need a lawyer, probably in the | | | | friends and neighbors what had happened. It |
| middle of the night. | | | | was a small town so everyone knew the teacher |
| | | | was a victim of id theft but is that teacher |
| Given that only one in seven hundred identity | | | | going to be able to change jobs and go to |
| thieves are caught, there will be no slowdown | | | | another town? Her character has been stolen |
| in this crime wave any time soon but you can | | | | now. |
| protect yourself from being the next victim. | | | | |
| You need a monitoring system that lets you | | | | Financial ID theft, this is the one everyone |
| know if a thief opens a post office box, | | | | focuses on because we are losing billions |
| files a change of address card, tries to buy | | | | each year to id theft. But here is the thing, |
| a house or opens a new bank account in your | | | | you know those cute little commercials on TV |
| name. | | | | with the man's voice coming from the woman's |
| | | | body and the woman's voice coming from the |
| Social Security - Did you know that on July | | | | man's body. They talk about ZERO liability. |
| 1, 2006, 32 states passed laws that require | | | | That is a lie! If you don't contest a bill |
| business owners to see a passport or Social | | | | within 60 days YOU are stuck with it and with |
| Security card from each employee? The | | | | our Bankruptcy laws you can't discharge it. |
| government admits that we have 10 million | | | | How are you going to contest a bill you never |
| illegal aliens in the country, but business | | | | got. These ID thieves are doing change of |
| experts put that number between 25 - 30 | | | | address cards and having your mail forwarded |
| million. For argument's sake, let's assume 10 | | | | to another place, a PO box or another |
| million: if each one of those folks paid just | | | | residence. And by the way, the Postal |
| $10 in FICA withholding each week, | | | | Inspector I met the other night mentioned |
| 10,000,000 would be going to the Social | | | | that the post office doesn't ask for proof |
| Security Administration on a weekly basis. | | | | that the change of address card you are |
| Given they are FOUR TRILLION in debt, they | | | | filing is actually YOU. Anyone can go into |
| have NO incentive to let the actual owner of | | | | the post office and file a change of address |
| the Social Security number know that another | | | | card. So how can you conest a bill you don't |
| 10, 20, 80 people are using that same Social | | | | get? Sounds like you are going to need |
| Security number since they only have to pay | | | | another lawyer. All of this ID Fraud stuff |
| out to the real owner. But the IRS is going | | | | sounds like the lawyers full employement bill |
| to take a real interest when they see how | | | | to me. |
| much "you" earned at your 10, 20 or 80 | | | | |
| different jobs but none of "you" did the | | | | The Federal Trade Commission, which is the |
| proper withholding. Your problem starts when | | | | lead agency handling ID Theft, says that on |
| the IRS notices that "you" did not pay the | | | | average, it takes a person 600 hours to |
| federal and state withholding taxes � | | | | restore themselves after being a victim. That |
| the real "you" will hire an attorney to fight | | | | is FIFTEEN 40 hour work weeks. NO ONE has |
| the IRS or you will just pay them because it | | | | that kind of free time. People need the |
| is less expensive or you may spend years | | | | protection of having their credit monitored |
| trying to convince the IRS that you didn't | | | | so they know if someone is opening new |
| earn that money | | | | accounts, forwarding their mail or opening a |
| | | | PO Box in their name. There are lots of new |
| Medical � I met a woman the other day | | | | companies that do credit monitoring but there |
| who recently went into the hospital for some | | | | is only one company I know of that does |
| test and they asked her how her arm was | | | | restoration and that is Kroll Backgound of |
| doing. She didn't know what they were talking | | | | America. |
| about. Apprently someone else had used her | | | | |
| medical insurance to treat a broken arm. What | | | | Kroll is the only company that was allowed to |
| if it would have been something more serious | | | | go below ground zero to remove the gold from |
| like someone got a heart transplant using her | | | | the vaults after 9/11. When the FBI, CIA and |
| insurance. That would effect her lifetime cap | | | | Saudi government could not find where Sadam |
| and it would definitely pollute her medical | | | | hid the Saudi money that he stole, the Saudis |
| data base if there was nothing wrong with HER | | | | hired Kroll. Kroll found it, recovered it and |
| heart. False information in your medical data | | | | returned the money to the Saudis. The |
| base effects your ability to get insurance, | | | | Security and Exchange Commission hired Kroll |
| proper health care if unconscious and they | | | | to discover where all the Enron money went |
| are relying on wrong info/blood type/heart | | | | and the City of San Diego hired Kroll to |
| condition of the thief. HIPPA won't let you | | | | investigate and do the forensic accounting on |
| into your own file if you admit that positive | | | | the recent pension scandal. If our government |
| HIV test isn't YOU. That broken arm is now in | | | | and big corporations hire Kroll to protect |
| her medical data base, thank God it wasn't | | | | them, why wouldn't you? I have been a client |
| something worse.You are going to need a good | | | | of Kroll for 9 months now and have |
| lawyer to fight this battle to get the other | | | | appreciated all the alerts they have sent to |
| people's info out of YOUR file. | | | | me. There is peace of mind knowing I won't be |
| | | | alone if a criminal targets me. |
| Driver's License ID Theft � The | | | | |
| government recently decided that the | | | | Ms. Rachman is an attorney and Certified |
| employees at all Department of Motor Vehicles | | | | Identity Theft Risk Management Specialist who |
| needed to be able to recognize what the | | | | assists her clients, businesses and |
| driver's licenses of all the other states | | | | individuals with protecting themselves from |
| looked like so that when a resident of | | | | identity theft. |
| Florida moves to California, the CA DMV can | | | | |