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Can You Name the 5 Kinds of Identity Theft?

There are 5 kinds of Identity Theft but mostrecognize a "real" Florida license. In order
people are just aware of credit card identityto assist these employees, the federal
theft. That is just 20% of the problem. Heregovernment made up a little book with the
are  all  5.EXACT specs on each state's driver's license.
About a week after that book was mailed out
1)  Driver's  License  Identity  Theftto each state's DMV it was already being sold
on the internet, spawning a new and very
2)  Social  Security  Number  Identity  Theftlucrative business. All a criminal needs is a
laptop computer, a printer, a laminator and
3)  Character/Criminal  Identity  Theftthat little book, and they have themselves a
very prosperous little criminal enterprise.
4)  Medical  Identity  TheftThe police cannot tell the difference between
the "real" license and the fake one. In fact,
5)  Financial  Identity  Theftthey can't tell the difference between the
"database you" and the "Real You" that looks
You are vulnerable to having your identityback  at  you  from  your  mirror!
stolen. You have a significant investment in
protecting your good reputation so the lastDriver's License ID Theft often effects your
thing you want is for someone to use yourcharacter/criminal Identity. A prostitue
driver's license to commit a crime, not showstole a teacher's purse. She told her
up for "your" trial which will result in aprincipal and friends about it so everyone
bench warrant being issued against you. Thatknew it was possible that something bad might
is exactly what more and more people arecome of this theft. When a newspaper ran the
experiencing as victims of Driver's Licensestory of the teacher being arrested for
Identity Theft. If that were to happen toprostitution it wasn't hard to explain to her
you, you would need a lawyer, probably in thefriends and neighbors what had happened. It
middle  of  the  night.was a small town so everyone knew the teacher
was a victim of id theft but is that teacher
Given that only one in seven hundred identitygoing to be able to change jobs and go to
thieves are caught, there will be no slowdownanother town? Her character has been stolen
in this crime wave any time soon but you cannow.
protect yourself from being the next victim.
You need a monitoring system that lets youFinancial ID theft, this is the one everyone
know if a thief opens a post office box,focuses on because we are losing billions
files a change of address card, tries to buyeach year to id theft. But here is the thing,
a house or opens a new bank account in youryou know those cute little commercials on TV
name.with the man's voice coming from the woman's
body and the woman's voice coming from the
Social Security - Did you know that on Julyman's body. They talk about ZERO liability.
1, 2006, 32 states passed laws that requireThat is a lie! If you don't contest a bill
business owners to see a passport or Socialwithin 60 days YOU are stuck with it and with
Security card from each employee? Theour Bankruptcy laws you can't discharge it.
government admits that we have 10 millionHow are you going to contest a bill you never
illegal aliens in the country, but businessgot. These ID thieves are doing change of
experts put that number between 25 - 30address cards and having your mail forwarded
million. For argument's sake, let's assume 10to another place, a PO box or another
million: if each one of those folks paid justresidence. And by the way, the Postal
$10 in FICA withholding each week,Inspector I met the other night mentioned
10,000,000 would be going to the Socialthat the post office doesn't ask for proof
Security Administration on a weekly basis.that the change of address card you are
Given they are FOUR TRILLION in debt, theyfiling is actually YOU. Anyone can go into
have NO incentive to let the actual owner ofthe post office and file a change of address
the Social Security number know that anothercard. So how can you conest a bill you don't
10, 20, 80 people are using that same Socialget? Sounds like you are going to need
Security number since they only have to payanother lawyer. All of this ID Fraud stuff
out to the real owner. But the IRS is goingsounds like the lawyers full employement bill
to take a real interest when they see howto  me.
much "you" earned at your 10, 20 or 80
different jobs but none of "you" did theThe Federal Trade Commission, which is the
proper withholding. Your problem starts whenlead agency handling ID Theft, says that on
the IRS notices that "you" did not pay theaverage, it takes a person 600 hours to
federal and state withholding taxes �restore themselves after being a victim. That
the real "you" will hire an attorney to fightis FIFTEEN 40 hour work weeks. NO ONE has
the IRS or you will just pay them because itthat kind of free time. People need the
is less expensive or you may spend yearsprotection of having their credit monitored
trying to convince the IRS that you didn'tso they know if someone is opening new
earn  that  moneyaccounts, forwarding their mail or opening a
PO Box in their name. There are lots of new
Medical � I met a woman the other daycompanies that do credit monitoring but there
who recently went into the hospital for someis only one company I know of that does
test and they asked her how her arm wasrestoration and that is Kroll Backgound of
doing. She didn't know what they were talkingAmerica.
about. Apprently someone else had used her
medical insurance to treat a broken arm. WhatKroll is the only company that was allowed to
if it would have been something more seriousgo below ground zero to remove the gold from
like someone got a heart transplant using herthe vaults after 9/11. When the FBI, CIA and
insurance. That would effect her lifetime capSaudi government could not find where Sadam
and it would definitely pollute her medicalhid the Saudi money that he stole, the Saudis
data base if there was nothing wrong with HERhired Kroll. Kroll found it, recovered it and
heart. False information in your medical datareturned the money to the Saudis. The
base effects your ability to get insurance,Security and Exchange Commission hired Kroll
proper health care if unconscious and theyto discover where all the Enron money went
are relying on wrong info/blood type/heartand the City of San Diego hired Kroll to
condition of the thief. HIPPA won't let youinvestigate and do the forensic accounting on
into your own file if you admit that positivethe recent pension scandal. If our government
HIV test isn't YOU. That broken arm is now inand big corporations hire Kroll to protect
her medical data base, thank God it wasn'tthem, why wouldn't you? I have been a client
something worse.You are going to need a goodof Kroll for 9 months now and have
lawyer to fight this battle to get the otherappreciated all the alerts they have sent to
people's  info  out  of  YOUR  file.me. There is peace of mind knowing I won't be
alone  if  a  criminal  targets  me.
Driver's License ID Theft � The
government recently decided that theMs. Rachman is an attorney and Certified
employees at all Department of Motor VehiclesIdentity Theft Risk Management Specialist who
needed to be able to recognize what theassists her clients, businesses and
driver's licenses of all the other statesindividuals with protecting themselves from
looked like so that when a resident ofidentity theft.
Florida moves to California, the CA DMV can



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