Can You Name the 5 Kinds of Identity Theft?

There are 5 kinds of Identity Theft but mostEXACT specs on each state's driver's license.
people are just aware of credit card identity theft.About a week after that book was mailed out to
That is just 20% of the problem. Here are all 5.each state's DMV it was already being sold on the
1) Driver's License Identity Theftinternet, spawning a new and very lucrative
2) Social Security Number Identity Theftbusiness. All a criminal needs is a laptop computer,
3) Character/Criminal Identity Thefta printer, a laminator and that little book, and they
4) Medical Identity Thefthave themselves a very prosperous little criminal
5) Financial Identity Theftenterprise. The police cannot tell the difference
You are vulnerable to having your identity stolen.between the "real" license and the fake one. In
You have a significant investment in protectingfact, they can't tell the difference between the
your good reputation so the last thing you want is"database you" and the "Real You" that looks
for someone to use your driver's license toback at you from your mirror!
commit a crime, not show up for "your" trialDriver's License ID Theft often effects your
which will result in a bench warrant being issuedcharacter/criminal Identity. A prostitue stole a
against you. That is exactly what more and moreteacher's purse. She told her principal and friends
people are experiencing as victims of Driver'sabout it so everyone knew it was possible that
License Identity Theft. If that were to happen tosomething bad might come of this theft. When a
you, you would need a lawyer, probably in thenewspaper ran the story of the teacher being
middle of the night.arrested for prostitution it wasn't hard to explain
Given that only one in seven hundred identityto her friends and neighbors what had happened.
thieves are caught, there will be no slowdown inIt was a small town so everyone knew the
this crime wave any time soon but you canteacher was a victim of id theft but is that
protect yourself from being the next victim. Youteacher going to be able to change jobs and go
need a monitoring system that lets you know if ato another town? Her character has been stolen
thief opens a post office box, files a change ofnow.
address card, tries to buy a house or opens aFinancial ID theft, this is the one everyone
new bank account in your name.focuses on because we are losing billions each
Social Security - Did you know that on July 1,year to id theft. But here is the thing, you know
2006, 32 states passed laws that require businessthose cute little commercials on TV with the
owners to see a passport or Social Security cardman's voice coming from the woman's body and
from each employee? The government admitsthe woman's voice coming from the man's body.
that we have 10 million illegal aliens in the country,They talk about ZERO liability. That is a lie! If you
but business experts put that number betweendon't contest a bill within 60 days YOU are stuck
25 - 30 million. For argument's sake, let's assumewith it and with our Bankruptcy laws you can't
10 million: if each one of those folks paid just $10discharge it. How are you going to contest a bill
in FICA withholding each week, 10,000,000 wouldyou never got. These ID thieves are doing
be going to the Social Security Administration on achange of address cards and having your mail
weekly basis. Given they are FOUR TRILLION inforwarded to another place, a PO box or another
debt, they have NO incentive to let the actualresidence. And by the way, the Postal Inspector I
owner of the Social Security number know thatmet the other night mentioned that the post
another 10, 20, 80 people are using that sameoffice doesn't ask for proof that the change of
Social Security number since they only have toaddress card you are filing is actually YOU.
pay out to the real owner. But the IRS is going toAnyone can go into the post office and file a
take a real interest when they see how muchchange of address card. So how can you conest
"you" earned at your 10, 20 or 80 different jobsa bill you don't get? Sounds like you are going to
but none of "you" did the proper withholding. Yourneed another lawyer. All of this ID Fraud stuff
problem starts when the IRS notices that "you"sounds like the lawyers full employement bill to
did not pay the federal and state withholdingme.
taxes � the real "you" will hire anThe Federal Trade Commission, which is the lead
attorney to fight the IRS or you will just payagency handling ID Theft, says that on average, it
them because it is less expensive or you maytakes a person 600 hours to restore themselves
spend years trying to convince the IRS that youafter being a victim. That is FIFTEEN 40 hour
didn't earn that moneywork weeks. NO ONE has that kind of free time.
Medical � I met a woman the other dayPeople need the protection of having their credit
who recently went into the hospital for some testmonitored so they know if someone is opening
and they asked her how her arm was doing. Shenew accounts, forwarding their mail or opening a
didn't know what they were talking about.PO Box in their name. There are lots of new
Apprently someone else had used her medicalcompanies that do credit monitoring but there is
insurance to treat a broken arm. What if it wouldonly one company I know of that does
have been something more serious like someonerestoration and that is Kroll Backgound of
got a heart transplant using her insurance. ThatAmerica.
would effect her lifetime cap and it wouldKroll is the only company that was allowed to go
definitely pollute her medical data base if therebelow ground zero to remove the gold from the
was nothing wrong with HER heart. Falsevaults after 9/11. When the FBI, CIA and Saudi
information in your medical data base effectsgovernment could not find where Sadam hid the
your ability to get insurance, proper health care ifSaudi money that he stole, the Saudis hired Kroll.
unconscious and they are relying on wrong infoKroll found it, recovered it and returned the
blood type/heart condition of the thief. HIPPAmoney to the Saudis. The Security and Exchange
won't let you into your own file if you admit thatCommission hired Kroll to discover where all the
positive HIV test isn't YOU. That broken arm isEnron money went and the City of San Diego
now in her medical data base, thank God it wasn'thired Kroll to investigate and do the forensic
something worse.You are going to need a goodaccounting on the recent pension scandal. If our
lawyer to fight this battle to get the othergovernment and big corporations hire Kroll to
people's info out of YOUR file.protect them, why wouldn't you? I have been a
Driver's License ID Theft � Theclient of Kroll for 9 months now and have
government recently decided that the employeesappreciated all the alerts they have sent to me.
at all Department of Motor Vehicles needed to beThere is peace of mind knowing I won't be alone
able to recognize what the driver's licenses of allif a criminal targets me.
the other states looked like so that when aMs. Rachman is an attorney and Certified Identity
resident of Florida moves to California, the CATheft Risk Management Specialist who assists her
DMV can recognize a "real" Florida license. In orderclients, businesses and individuals with protecting
to assist these employees, the federalthemselves from identity theft.
government made up a little book with the